When to Speak to a Mortgage Pro

Searching for a mortgage loan? We can assist you! Give us a call today at (941) 366-5800. Want to get started? Apply Online Now.

It's helpful to consult your mortgage professional as soon as possible — even before you've started to consider neighborhoods. What for? Maybe it's difficult to understand the way we could help even before you begin to negotiate.

Pre-Qualify

We can help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. The process outlines your financial situation - your debts, income, employment, and down payment money, among other things. It's quick and to the point; We keep the paperwork to a minimum.

We'll award you a Pre-Qualification Letter if you qualify, that states that we're confident you can qualify for up to a predetermined amount of mortgage dollars.

Buying Power

Some advantages open to you once you find your dream house, and have pre-qualification power. First, it lets you know the amount that you can offer. Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their house with a bag full of cash to purchase the home! They need not wonder if that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You can have the clout of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We can help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. We achieve this by analyzing your debts and income, your work and residence situations, your funds available for down payment, required reserves, and other considerations. It's quick and basic; and we keep the paperwork light.

One on one

While you are encouraged to benefit from our mortgage calculators on our site, it's essential to meet with us. For one thing, you will need a Pre-Qualification Letter! Then, we will make sure we have selected the right mortgage loan program for your situation. Contact us at (941) 366-5800 to get started.

Have questions about pre-qualifying? Call us at (941) 366-5800. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question