Why Pre-Qualify?

Shopping for a mortgage loan? We'll be glad to answer your questions about your mortgage needs! Call us at (941) 366-5800. Ready to begin? Apply Here.

It is helpful to consult your mortgage loan professional early — even before you have started to research neighborhoods. Why? How can we help before you have negotiated an amount, and do not yet know how much you need to borrow?

We Will Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will achieve this by analyzing your income and debts, your employment and residence situations, the available funds for down payment, required reserves, and other financial considerations. It is a quick, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter if you qualify, that says that we are confident you'll qualify for a certain amount of mortgage dollars.

Power in the Pre-Qual

A number of beneifits open to you when you've found your dream house, and have achieved pre-qualification power. First of all, you have some general numbers in mind, as the amount you can borrow. Your pre-qualification also will make your offer more attractive to the home seller, like you were bringing them a bag full of cash! They will not need to be concerned they have been wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You will have the clout of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. In the process, we look at your borrowing capacity - reviewing your job, available money for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to try our mortgage calculators on our website, it is essential to sit down and talk with one of our mortgage professional team members. We can walk you through your pre-qualification letter. Then, we'll make sure we have chosen the best mortgage program for your situation. Let us get you started: Call us at (941) 366-5800.

Have questions about pre-qualifying? Call us at (941) 366-5800. We answer pre-qualification questions every day.

Got a Question?

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