When to Speak to Your Mortgage Professional About Pre-Qualification

	In the market for a new mortgage loan? We'd be thrilled to answer your questions about your mortgage needs! Give us a call at (941) 366-5800. Want to get started? Apply Here.

Even if you've not so much as picked out homes to visit yet, it is important to see your mortgage pro early. Why? If you don't yet know how much house you want to qualify for, how can we help?

We Will Help You Pre-Qualify

Our mortgage professionals can help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We achieve this by analyzing your debts and income, your work and residence situations, the available funds for down payment, required reserves, and some other things. We require a minimum amount of paperwork, and avoid a lengthy process.

Once you are determined to be eligible, we document our confidence in your potential to qualify for a mortgage by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

A number of beneifits open to you once you've found your dream house, and have achieved pre-qualification power. First, it lets you know how much you are able to offer. More important to the seller, your being pre-qualified is like your having walked into their house with a suitcase full of money to make the deal! They will not need to be concerned that they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. You have the ability to back up your offer.

We can help you pre-qualify

We can help determine how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. During this process, we look at your capacity to borrow - reviewing your job, money available for down payment, debt, income, and other circumstances. It's quick and basic; and we keep the paperwork light.

One on one

You can always use the mortgage calculators available on our website to calculate the size mortgage you'll be able to afford - but it's also important to meet with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could find a different mortgage choice that better fits your needs. We're waiting to hear from you: contact us at (941) 366-5800.

Have questions about pre-qualifying? Call us at (941) 366-5800. It's our job to answer pre-qualification questions, so we're happy to help!